FINANCE INFRASTRUCTURE FOR GROWING COMPANIES

The finance layer
your business was missing.

Your accountant has the data. Your banking system has the transactions. Your HR tool has the headcount. Clarifin connects it all — and turns it into something your whole team can actually use.

No finance team required. No months-long implementation. Just clarity — from the systems you already have.

GDPR compliant EU-hosted Live in weeks, not months
Weeks not months
From first call to a live dashboard — not a multi-month rollout.
€120k - €150k
The yearly cost of a full-time CFO. We're the leaner alternative.
6 agents
Specialist finance agents, planned for the closed beta.
1 platform
Every finance data source, one consistent source of truth.
  • Independent and self-funded · Built for the long term
  • Built for your stage · 10 to 150 employees
  • GDPR-compliant · Hosted in the EU
The problem

Sound familiar?

You’re not ready for a finance team — but you need one. Finance questions are getting serious, investors want clarity, and the team wants to understand where the money goes. Most companies in your position don’t have a finance problem — they have a finance infrastructure problem.

01

Your tax advisor sees you once a quarter

And when they do, the numbers arrive as a wall of accounting jargon — chart-of-accounts codes, depreciation schedules, accrued liabilities, work-in-progress adjustments. Nobody on the team actually reads it.

Finance data your team can't read isn't insight — it's noise.

02

Your spreadsheets are three versions behind

Investors want monthly reports. The data lives in five different files and nobody's sure which version is right — let alone what it means.

Manual reporting is a full-time job. It shouldn't be yours.

03

A full-time CFO costs €120k - €150k

You need the strategic thinking, the financial rigour, the clear numbers — but not necessarily a full-time headcount at this stage.

You need the output of a CFO, not the overhead of one.

04

Existing tools weren't built for you

Legacy enterprise suites are powerful, but designed for 500+ headcount. Rigid, standardised, months to implement, impossible to adapt to how you actually operate.

Enterprise software for a 15-person team is a freight train for errands.

The gap between “no finance structure” and “full finance hire” is exactly where companies lose direction.

Clarifin bridges that gap — CFO-grade clarity without the CFO overhead. Live in weeks, readable by everyone.

See our approach
Our mission

Growing companies deserve better reporting.

The tools growth-stage companies use to steer their finances often come from another era. Anyone unwilling to spend 50,000 euros on a legacy enterprise suite ends up in spreadsheets — and burns half of month-end gathering data instead of analysing it.

We come from controlling practice in fast-growing teams. We know the pain first-hand: scattered data sources, manual mapping work, fragile forecasts, headcount and burn that the spreadsheet can't keep up with. Clarifin is built out of that experience.

Our goal: a tool that understands the reality of 10–200-person companies — Seed to Series B, family-run growth businesses, agencies and tech-enabled SMBs. Not over-engineered. Not generic. Precisely aimed at what growing teams actually need every day.

Practice over theory

Built by finance experts.

Data sovereignty

EU-hosted infrastructure. Your numbers stay your numbers.

Clarity over complexity

Six features that work, rather than sixty that nobody uses.

Transparency by default

We're honest about where we stand — what's live, what's in development, and how your numbers are calculated. No black boxes.

The approach

Three ways Clarifin works for you.

Not another enterprise suite retrofitted for startups. Fractional CFO judgement, AI agents, and a dashboard your whole team can read — combine what you need.

On demand

Fractional CFO

Strategic finance leadership when you need it — budget control, monthly close, board and investor reporting. The output of a CFO without the full-time headcount.

Always on

AI Finance Agents

Specialist agents for cash, planning, HR and cost reporting — fed by your live data, working around the clock so the numbers are ready when decisions are.

Self-service

Finance Dashboard

A single view across every finance metric — built for founders and operators, not accountants. The whole team reads the same picture.

The platform

One platform instead of five tools.

In growing companies, financial data is scattered across accounting systems, banking, payroll, spreadsheets and countless reports. Month-end turns into a marathon — exactly when the team is supposed to be moving fast. Clarifin brings this data together in one modern platform — automated, understandable, in real time.

P&L Reporting

Actual, plan and forecast in a single view. Monthly and yearly comparisons without spreadsheet acrobatics.

Budgeting

Central budgets, maintained collaboratively, fully versioned. Forecast adjustments at the press of a button.

Liquidity planning

Rolling 13-week view. Best, base and worst-case scenarios side by side.

HR reporting

FTE, personnel costs and headcount development, directly in the dashboard.

Automated account mapping

Your chart of accounts is recognised and mapped automatically — AI-assisted, whichever accounting system you use.

Multi-client

For consultancies and tax firms: multiple clients in a single workspace, cleanly separated.

Your existing tools

We don't replace your systems. We become the centre.

Your data already exists — in your accounting system, bank, HR tool, and spreadsheets. Clarifin is the finance layer that sits above them all, connects them, and turns the numbers into something your whole team can act on.

Specialist AI agents

Agents that know your numbers.

Each agent is trained on your data and focused on one domain — not a generic chatbot, but a specialist working from a single source of truth, around the clock.

Cash & Liquidity Agent

Real-time runway, cash position, and a rolling 13-week forecast.

Planning & Forecasting Agent

Scenario modelling, rolling forecasts, budget vs. actuals.

HR & Headcount Agent

Payroll tracking, headcount planning, personnel cost forecasts.

Cost Centre Agent

Departmental reporting, cost allocation, variance analysis.

Investor Reporting Agent

Automated investor updates, KPI packages, board decks.

Custom Agent

Need something specific? We build agents tailored to your workflows.

More agents in development — shaped alongside our pilot users' needs.

Why Clarifin

Not built for the enterprise. Built for you.

Legacy enterprise suites are powerful, but designed for 500+ headcount. Rigid, standardised, months to implement.

Topic
Legacy tools
Clarifin
Built for
500+ headcount enterprise
Your stage, your team size
Flexibility
One-size-fits-all, rigid
Agents tailored to your workflows
Time to value
Months of implementation
Running in weeks
Who reads the output
Accountants only
Your whole team
Cost
6-figure licences + consultants
A fraction of the cost
How it works

Live in weeks, not months.

No lengthy implementation, no consultant army. Three steps to finance infrastructure that actually works for your team.

01
Intro call

We understand your situation

30 minutes, no prep needed. We look at your current setup, find the gaps, and agree on what matters most.

Current tools & data sources
Reporting needs & priorities
Which agents fit your stage
Week 1
02
Setup & connection

We connect your data & configure agents

We handle the technical setup — connecting your data sources and configuring agents tailored to your workflows.

Data sources connected & validated
Agents configured to your processes
Dashboard set up for your team
Weeks 1–2
03
Run it

Run it yourself — or with us

Use the dashboard and agents independently, or add fractional CFO support when you need strategic depth.

Self-service dashboard & agents
Optional: monthly CFO check-ins
Optional: full fractional CFO coverage
From week 2
You're always in control.

Clarifin is built so your team can run it independently — no dependency on us for day-to-day. We're there when you need us, invisible when you don't.

Self-service by default CFO support on demand No lock-in
Get in touch
Roadmap 2026

We build in the open.

Where we stand — transparent, no marketing filter. Features ship iteratively with our pilot users.

  1. Q4 2025
    Concept & MVP development
    Completed
  2. Q1 2026
    First pilot users
    Completed
  3. Q2 2026 · Current
    Closed beta
    In preparation
  4. Q3 2026
    Public availability
    Planned
Get in touch

Let's talk.

Building toward your first finance structure? Investors asking for more clarity? We talk to founders and operators who are past spreadsheets — but not ready to hire a full team yet. No pitch, no pressure.

We reply within 24 hours.